The 401(k) Savings and Profit Sharing Plan of S&P Global Inc. and Its Subsidiaries (the “401(k) Savings Plan”) provides you the opportunity to save money for retirement. Below are highlights for the 401(k) Savings Plan intended to take effect January 1, 2025.

Plan Information Highlights Beginning 1/1/2025*

• S&P Global will match an amount equal to 100% of the first 4% of Eligible Pay** per payroll period, including your short term incentive compensation (STIC).***
  
  
• S&P Global will no longer include STIC as Eligible Pay when making its 2% non-elective contribution.****
  
  
• There will be changes to the automatic enrollment and automatic escalation rates for those who take no action to enroll in the 401(k) Savings Plan. These changes will be communicated separately to impacted participants. In addition, participants who will be automatically enrolled in employee contribution (“AEEC”) in the 401(k) Savings Plan on or after January 1, 2025 will be allowed to withdraw their AEEC within 90 days after the first employee contribution.
  
  
• Victims of domestic abuse may self-certify their status and request a distribution for up to the lesser of $10,000, indexed for inflation, or 50% of the participant’s account. The distribution is not subject to the 10% additional tax on early distributions. A participant can repay the withdrawn money from the retirement plan over three years. (This distribution option is not available to participants who formerly participated in the Kenny Group, Inc. Pension Plan.)
  
  
• The Profit Share will remain a discretionary contribution, as determined by the Company. For Profit Share contributions (if any) earned in the 2025 Plan Year (payable in 2026), you may receive as much as 2.5% of your Eligible Pay (including STIC) up to the IRS Annual Compensation Limit for 2025.****

Note: This information is for US-based S&P colleagues.

*This highlights document is an overview of some of the intended plan terms for the 401(k) Savings Plan effective January 1, 2025. Capitalized terms shall have the meaning set forth in the 401(k) Savings Plan Document effective January 1, 2025. This highlights document is not the official 401(k) Savings and Profit Sharing plan document effective January 1, 2025 (the “Plan Document”) nor SPD. The complete terms and conditions of the 401(k) Saving Plan are described in the official Plan Document. In the event of any inconsistency between this highlights document and the SPD, the SPD controls. Where the SPD or this highlights document varies in the description of the 401(k) Savings Plan, the terms of the official Plan Document will govern. S&P Global reserves the right to change, amend, suspend, terminate, or merge the 401(k) Savings Plan, at any time and for any reason without prior notice or consent, in accordance with applicable law. Be on the lookout for the 2025 SPD available in early 2025 on the GBIS site.

**Eligible Pay means “Earnings” as defined in the Plan Document.

***STIC includes payments classified in payroll as “Audit Incentive Plan,” “BBIP,” “Incentive Plan,” “Management Incentive,” “Recognition Bonus (annual),” “Short Term Incentive,” “SPAIC,” and “Senior Analytical Incentive” awards. Annual bonuses other than the STIC award are not Eligible Pay under the Plan for any purpose.

****Guild-represented employees will continue to receive a 2% non-elective contribution on their Eligible Pay, including STIC, and may receive as much as 2.5% of their Eligible Pay up to the Social Security Taxable Wage Base for 2025; and 5% of their Eligible Pay above the Social Security Taxable Wage Base up to the IRS Annual Compensation Limit for 2025.